Try not to down-vote, after all everybody commits mistakes !! And a golden rule. High reputation points doesn't mean a level headed person either. Met two buffoons, from down under, on http://money.stackexchange.com who hide their ignorance by being acerbic when you question their answers, and I am not the only one who has come across them. And they upvote each other's posts. And one really goes into personal attacks like a spoilt brat, has a name rhyming with loony and probably escaped from a mental asylum or maybe his mama dropped him on his head.