Raised as a military kid (in FL, MD, and VA). At 20, joined Marines as an avionics technician while completing 2.5 degrees at university night school (in CA): BBA Accounting, BS Aviation Management, and MBA Information Systems (half). At 25, certified public accountant for 5 years (in VA & FL). At 30, analyst/programer for 10 years (in GA); you name an app -- in marketing, engineering, science, or administration -- and I’ve analyzed & programmed something similar. At 40, semi-retired (in CA, NC, & FL today) to focus on analysis and coding (since then) of my (our) website: MoneyOnTrees.net.